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Compulsory deductibles - a fixed amount that gets deducted at the time of the claim.Consequential loss - if the original damage causes subsequent damage / loss, only the original damage will be covered.

Loss or damage due to war or nuclear risks.Loss or damage due to depreciation of the car's value.Loss or damage caused while driving under the influence of alcohol or any other intoxicating substance.

Damage to / by person driving without a valid driving license.

For example, if you use a private car for remuneration purpose.

Cars being used other than in accordance with the limitations as to use.

Dexterity Trials & Hill Climb ExtensionsĪlthough we'd like your motor insurance to cover all types of situations, it isn't possible.

To Employee, Paid Driver, Cleaner & Conductor

Bi-Fuel Kits Comprising LPG/CNG Systems.

Simply put, this cover offers you protection if the other party is uninsured or underinsured.įinally, we also bring to the table some add-on covers that will help to customise your automobile insurance policy. It covers third-party property damage and provides liability for the third-party in case of injury or death. To avail 24x7 instant anywhere assistance download Anywhere Assist App on your Android SmartphoneĪpart from this, we recommend that you opt for Third-Party Liability Cover for your car insurance because it is now compulsory as per the Motor Vehicles Act. We offer roadside help within a large 25-km radius of your car breakdown location for any of the following problems:Ģ5-km is a large distance, but in case our network garage is beyond that, there will be requisite charges. We've tried to cover all the basic elements in our vehicle insurance policy, so if your car is damaged due to any of the following reasons, or lost, we have it covered!ĭamage or loss is one thing, but what if you’re stranded? Well, we can help you out with our new feature 24x7 Anywhere Assist service, which is free of charge.

The lacs just another thing free download